Data Recovery Raid

RAID is a technology that provides more storage capacity by combining multiple hard drives and treating them as a single logical storage unit, reducing redundancy and fault tolerance at high speeds.

 Fault tolerance refers to the ability of the system to continue operating as expected, even when one or more hard drives fail or an error (fault) occurs. Data is copied to multiple hard drives and data loss is prevented in the event of a disk failure.

 What’s more, when more hard drives are put together, the overall system benefits from increased efficiency and high performance.

RAID was developed to allow servers to create large storage space at lower cost and quickly became popular for home users for many reasons, including personal DIY cloud storage and home media centers.

This is also known as a strip stack or strip stack. Designed for those looking for higher capacities and faster performance. In general, RAID 0 is not recommended for those looking for data security due to lack of redundancy.

 Therefore, it is not considered a “real” RAID. It combines two hard drives of the same size and speed, preferably to form a single logical volume. This results in a high capacity, as the logical “hard drive” capacity doubles.

 Once installed, the data is written to both hard drives simultaneously, doubling the transfer of data to the storage. In a RAID 0 configuration, you can fully utilize the capacity of both hard drives.

 If you are using two 4TB drives, the system will only see one drive with 8TB of space. RAID 0 ‘ ‘s biggest incompetence is failure to provide fault tolerance or redundancy. If a hard drive fails or becomes corrupted, all data is completely lost.

When is Credit Rating Updated?

Banks are the first institutions of choice for credit and credit card applications.

 However, so many people cannot get approval and use credit even if they apply. The main reason for this is the lack of credit rating, credit ratingis shown as low .

 Credit rating is one of the first criteria to be taken into consideration when evaluating credit and credit card applications. A low credit rating or irregularity in past payments will result in a negative assessment of your applications to the bank.

 You should upgrade your credit rating after this stage and make sure that your credit rating is high when you make new applications. In this case, you should wait for your interbank credit rating to be updated and make your applications after this stage. So when is the credit rating updated? How many days is the credit rating updated?

Credit Rating is updated every few days?

Consumer loans customers who apply to the banks for loans are evaluated after they receive the approval of the application after a certain time. While customers with a negative credit score receive negative results , customers with sufficient credit ratings can benefit from credit facilities by obtaining positive results from banks. However , a low credit rating does not mean that you will never be able to use credit again.

The credit rating is updated periodically. For example, all regular payments you make to the bank are notified to the BRSA and the credit rating is updated via findeks. Of course, irregular payments will affect the credit rating in the same way, so we can say that the credit rating will be updated for this reason. When is the credit rating updated?

When is Credit Rating Updated?

Following the customer evaluation of the banks, it is determined whether they will be able to take credit or credit cards, and they are informed by notifying the customers in a positive or negative way. By applying in person or by applying to the customer’s credit bureaus , the customer can learn the credit notes and apply for credit from the banks. One of the customers’ most curious issues is how long the credit rating update was made.

Credit rating updates are made regularly every month. However, this update does not mean that you can instantly use a credit or credit card. If an application has been rejected due to a credit rating when applying for a credit, it may take up to 3 months to correct this credit rating. Even though banks update their credit rating every month, you should expect this grade to reach credit level and you should take care not to make irregular payments during this period.


You won’t know what awaits you in that process before you have any health problems.

 We hope you don’t have any health problems; but it is very important that you take precautions against the bad surprises of life, that you do not regret it later and that you are not too late.

 Here is one of the measures you can take private health insurance… You need to meet with him in order to be there when you need it. Then we will introduce you to private health insurance and share the details you need to know.

1. What is Private Health Insurance?

Private health insurance; insurance policy, which may occur after sudden illnesses, accidents, minor or major health problems.

 It covers your treatment costs under pre-agreed or insured collaterals. In other words, with the help of private health insurance, you can benefit from the health services in private hospitals by paying less or not paying any fee.

Private health insurance covers your expenses in accordance with the scopes specified in your coverage. So in outpatient treatment, if the insurance company covers 80% of the treatment, you have to pay 20%. At this point, it is also important not to confuse complementary health insurance with private health insurance. Complementary health insurance; you will also pay for the treatment costs according to the collaterals, so you do not have to pay additional fees.

2. Why Should I Have Private Health Insurance?

Even if you want to get a good health service after an accident, injury or a minor health problem in daily life, your financial situation may be insufficient for this. Private health insurance is on your side in such cases and provides you with free or minimum wage coverage in private health institutions. In other words, it helps you to get through the stressful period in a stress-free way and allows you to get the quality of private health service you want. Therefore, you can think of your health insurance not only as a precautionary measure, but also as a strong assurance for your future and health.

The private health insurance provides you with the opportunity to benefit from quality treatment options, as well as the ability to handle costly and long waiting periods such as patient caregivers, beds, laboratories and special examinations more easily and economically. 

3. What Does Private Health Insurance Cover?

The general health insurance contract covers the costs of treatment for all non-existent and future-related illness risks. Private health insurance coverage may vary depending on the insurance product you are involved in.

Of course, during the contract, the scope of the guarantees can be expanded and additional clauses can be created. In this way, special requests such as birth, surgery, physical therapy, home treatment and treatment abroad can be included in the insurance with additional guarantees.

4. Is there any age restriction in private health insurance?

The age limit and range of private health insurance may vary by insurance companies and product; however, we can say that between the ages of 18 and 60 are eligible for private health insurance. Children under the age of 18 can be added to their parents’ health insurance. In cases where you include your children in your insurance, you can receive outpatient or inpatient treatment at any doctor in any contracted hospital and cover the expenses of the treatment according to the guarantees.

5. When Will My Private Health Insurance Start?

Health insurance starts with the first premium payment. You can ensure the continuity of your health insurance by making premium payments regularly within the specified period, and renew your insurance policy when the period expires. However, at this point, it is useful to state that some diseases are evaluated within the scope of altına waiting period özel in private health insurance that guarantees your health. The waiting period is the period before some diseases are covered by the insurance. In most insurance companies, the waiting period is 1 year and when the insurance is renewed, this period disappears.

6. In case of pregnancy, does my insurance cover birth costs?

The answer is actually hidden in your collaterals. If you wish to take out your health insurance when you have your private health insurance, you can include your expenses during pregnancy and childbirth.

7. In which cases can I cancel my contract?

It is very important to provide accurate information when you take out private health insurance. The contract may be canceled if no prior illness is specified and subsequently detected. In addition, if the person intentionally harms himself, the contract can be canceled. In the meantime, it is important to note that making regular payments at the specified intervals is very important for the continuity of the contract.

8. What are the private health insurance premiums determined?

Private health insurance prices cannot be given clearly; because general and special conditions, coverage limits, type of insurance, age of the insured and existing health problems are effective in determining private health insurance premiums. In other words, the items to be added outside the general conditions of private health insurance may change the premium payments. Additional demands such as birth, overseas treatment, age factor, genetic disease susceptibility cause an increase in premiums. Premium payments and contractual illnesses and previous treatments are also taken into consideration.

Policy Coverage of Compulsory Traffic Insurance Changed

Policy Guarantees in Traffic Insurance increased from 36.000 TL to 39.000 TL

Following certain changes in the scope of compulsory traffic insurance, these regulations will be put into practice as of July 1, the second half of the year. Accordingly, collateral limits to be paid by insurance companies in case of accidents were increased
The amendment of the traffic insurance regulation and the automatic updating of collateral amounts were published in the Official Gazette on 21 December 2018. With the adoption of this law as the date of July 1, insurance companies will pay the wages in case of material damage accidents increased.

Traffic Insurance Hike Reflected at 8.5%

In the regulation, the regulations regarding the Tariff Implementation Principles in the Compulsory Motor Liability Insurance of Highways Motor Vehicles have been changed in terms of quality of disability-death, health expenses and collateral amounts applied as of January 1, 2019. It was stated that the figures will be updated every six months automatically. With the amendment, the amount of collateral of an insurance company in case of material damage accidents is 36.000 TL, this figure is currently 39.000 Turkish lira. Likewise, the injury guarantee was increased from 360 thousand to 390 thousand pounds. The amount of collateral per accident increased from 72 thousand pounds to 78 thousand pounds. With these figures, the rate of increase applied to insurance companies was around 8.5 percent.

The vehicle groups that will be used as collaterals are as follows: Trailer and construction machinery, motor vehicles used for human transport, agricultural vehicles and special purpose vehicles, motor vehicles used to transport goods, motorcycles and freight motorcycles.


Evaluating the changes, Seyda Köksal, Quick Insurance Tariff & UW & Technical Reporting Manager said, “With the amendment of the regulation which was enacted by the Treasury on December 21, 2018, all guarantees were shared with the public in detail. It is important that price increases are tied to the calendar in order to know which guarantees the sector will give in the future. ” Expressing the drawbacks of the regulation Koksal, “the increasingly narrowing of the market, the ongoing negative effects of the fluctuation in foreign currency, despite the necessity of vehicle owners to refrain from the traffic policy, even if the traffic branch of income-expense scissors leads to further opening,” he said.

Damage or theft at the campsite: The pay insurance

Some love it, others hate it. A regular holiday in a caravan or tent is a must for true camping fans and permanent campers.

 The closeness to nature and the cosiness of camping is almost a way of life. But even in the wild, annoying mishaps and accidents that you can not use on holiday happen again and again.

 So that you are prepared for your next camping holiday, we will tell you which insurance companies pay in case of damage or theft and what you have to observe.

Theft at the campsite

In common travel insurance , your belongings are insured in principle against theft (travel baggage insurance) – but often only when a locked vehicle is broken into. In addition, for example, the caravan must be parked on an official campsite and the items must not be stored in such a way that they are visible from the outside. A theft from the freely accessible tent is in any case not insured. Likewise, money, ATM or credit cards and travel documents are usually uninsured.

If something is stolen from the caravan, may also cover the caravan insurance (usually “caravan insurance” or similar) , as long as the content is also insured and it is a burglary. Simple theft is rarely insured in this case.

Damage to the caravan

Unfortunately, weather and hail damage or vandalism are not uncommon. For damage to the mobile camper itself, the caravan comprehensive insurance comes on. In addition to the damage to one’s own vehicle in the event of accidents on the road, the usual damage such as fire, storm, flood, hail, theft and other forces of nature are insurable on your own camper. Also parking damage, broken glass, damage by animal bites or by collision with animals are often covered.

The insurance coverage varies depending on the partial or full insurance cover and also depending on the provider. Unfortunately, you will not be spared a comprehensive comparison. Particular attention should be paid to the coverage and the deductibles . A distinction is also between a caravan and a trailer insurance .

Pay attention to the local scope of the insurance. Caravan insurance is often only valid in Europe (geographically) and can be extended if necessary.

For permanent campers who have their mobile home firmly on a campsite, there is a separate camping insurance . It is similar to a “mini” building and household insurance for the second residence and often applies only to mobile homes that are not allowed to drive (often called “stealth vehicles”).

Damage to the luggage or caravan contents

So that the content of the caravan (household and luggage) is insured, you need in addition to the caravan-Kasko often own content insurance! In the camping insurance for permanent campers with a firm stand the household contents, however, is already insured.

Good to know: In these 5 cases does not pay the vehicle comprehensive insurance

The motor vehicle comprehensive insurance covers damage to your own car in case of self-inflicted accidents as well as theft, fire and natural hazards such as flood, storm, hail etc.

For this reason, it is especially for new cars as all-round protection completed and perceived.

 A comprehensive insurance should not be a reason to feel invulnerable in traffic, at least as far as financial damage is concerned.

 Because it does not come up for anything, especially in cases of gross negligence. We’ll tell you what you should know about it.

If you incur an accident, the motor vehicle liability insurance covers the damages of the other party to the accident. Only with a fully comprehensive insurance, the damage to your own vehicle are covered. The partial coverage covers damage caused without your fault due to force majeure or theft. Many insurers also offer the option of partial comprehensive insurance to insure damage, such as parking or vandalism damage, by unknown third parties against a surcharge.

And yet: In the event of accidents or other damage caused by gross negligence on your part, the insurance company is not obliged to pay for your comprehensive damage. And there are several reasons other than the usual gross violations of the Highway Code, such as driving in an alcoholic state or crossing a red crossroads. We are talking about frequent situations where the driver would have foreseen and prevented the damage through brief reflection can. Below we describe a few such cases.

Tip: Although there are some comprehensive insurance policies where gross negligence can be covered, this increases the premium by around 5 to 10 percent.

1. Leave the ignition key visibly in the car

Clearly an invitation to a car thief can not be. This probably does not pay car insurance, even if the car is locked.

2. Unlocked vehicle on private property

If the area is freely accessible and you leave the car unlocked and without any protection, including keys, no insurance pays – even if it is a private property or company premises. It does not matter if the key is well hidden in or near the vehicle (eg in the glove box, fuel cap). If the thief gets in without breaking anything, every insurance goes down.

3. Unattended car key

If you are traveling somewhere, always use safes to store your ignition keys. From an unattended bag or behind the counter of the hotel reception this can easily be stolen unnoticed. If the car is then stolen, the hull will most likely not pay.

4. Parking the vehicle in unsafe areas

If you are traveling in dubious, dangerous or leaving districts or areas, you should rather look for a guarded and provided parking space. In particular , when traveling by car is to pay attention to a monitored hotel car park. If this is full or there is none available, one should not dodge on an unsecured place. If the car is then stolen, then it is probably not enough for the comprehensive insurance as an argument, if the unsecured parking is right near or opposite the hotel. 
Gross negligence is all the more assumed when the vehicle evidently is a valuable stolen property. Your BMW limousine should not necessarily park in a side street.
In a Motodrad often not activating the anti-theft device or the steering wheel lock on public parking lots is a ground for refusal in case of damage.

5. Parking on steep or unstable terrain

If you park your car on a sloping road with the 2nd gear engaged and without applying the handbrake, you can also count on refusal in case of damage. The same applies to parking on unstable ground, which is endangered by severe weather and environmental damage . So always secure your vehicle before unrolling and avoid sources of danger such as decaying trees, earth and rock masses or large quantities of water.



The Austrian Association for Consumer Studies (ÖGVS) has put 17 household insurances through their paces in an independent test.

 The result: LAMIE stands out as a “top household insurance” among the big players and is thus one of the top 5 providers in Austria.

1st place at e-mail customer service

Individual and personal customer support is very important, especially in the online area.

 Therefore, the top rating of the customer service is particularly pleasing. The – now also officially awarded – LAMIE service team will not only look after you in case of damage without any complications, but will also be happy to answer any questions you may have by phone or conveniently online.

Number 1 in terms of transparency

In the test carried out, LAMIE also achieved first place in the “Transparency” sub-category. Overall, “Transparency and Comfort” was awarded the excellent grade of “1.7”.

Test result highlights benefits of online insurance

Top offers and a simple and transparent online degree – that’s what modern customers are talking about today. At  , you can put together your tailor-made home insurance with just a few clicks and immediately calculate a transparent offer. 
We are proud to offer our customers modern insurance coverage and excellent customer service at the same time, because LAMIE stands directly for this customer promise.

Insuring does not have to be complicated! 


Malware, phishing, pharming, hacking, cyber security, … the media are full of these cryptic terms and as a private person you usually do not feel addressed. The fact is that, according to studies, every fifth Austrian victim of Internet fraud.

 And that’s kind of logical. In online banking and online shopping, personal information is constantly requested and stored. In addition, technical fraud possibilities are becoming increasingly sophisticated.

 Also over the Smartphone one is exposed daily to Cyber ​​dangers . With a Cyber ​​Crime insurance for private one can protect oneself against the financial risks by on-line fraud now. 

Since 2015, the number of reported cyber crime offenses has risen particularly rapidly, there is also a high number of unreported cases. Through sophisticated methods, customers often unconsciously pass on sensitive payment data (eg through fake websites – “phishing”) or they are stolen. In addition to technical manipulation, online shopping scams are also increasing. Almost two-thirds of complaints received by the Internet Ombudsman in 2017 were related to fraud or fraud-like offers on the Internet. Overall, there are significantly more complaints about services (63%) than about orders for goods (37%). With a total of 48 percent, subscription traps in 2017 were by far the most frequent grounds for complaint.

If you fall victim to an Internet fraudster and pass your data through technical deceptive maneuvers, the bank is usually not liable.

Insurance against Internet fraud

Now there are two mobile service providers that also offer private individuals good protection against online fraud and data theft. Both the A1 Cyberprotection  and the Three Cyberprotectioncan be completed for a variety of devices and for the entire family for just a few euros a month. 
But what is such an insured Internet fraud? Misuse of payment details, online shopping scams, or identity fraud can cause financial damage to your bank account. Typical scenarios are for example:

  • Phishing: Via fake websites / e-mails etc. scammers gain the payment data of the customer. This often happens in the context of online banking. The scammer then buys with your payment details or transfers money.
  • Fake Webshop:  You order at an online store, but never receive the goods or are fraudulently deceived about the goods actually delivered. A classic example: You order a Gucci handbag by 500 €, but in fact you will get a cheap fake bag.
  •  Mobile loss : Even if you lock the SIM card in the case of cell phone theft or loss and all login data changes, data can be spied out. Unauthorized account debits may result.

data Recovery

The Austrians are also afraid of losing personal information. For many, the computer or cell phone is like a big box full of priceless memories and important documents. The loss of years of accumulated family and vacation photos is hard to get over. Often, however, even a display break ensures data loss. If you send in such a device to the manufacturer for a repair, normally all data will be deleted and are permanently lost. The cyber insurances cover the costs of a professional data recovery by up to 1.200 € and that not only in case of damage by cybercriminals, but also in case of physical damages (eg smartphone falls into the toilet). The data recovery can be used for several registered devices.

Legal assistance with online disputes

Increasingly, there are also online disputes that are not frauds. That can go from consumer rights issues to cyberbullying. Here, the A1 Cyberschutz will help with free expert advice or, if necessary, even with legal services. In addition, Cyber ​​Assistance is happy to help proactively avoid financial losses.

The first Europeans weren’t who you might think

The idea that there were once “pure” populations of ancestral Europeans, there since the days of woolly mammoths, has inspired ideologues since well before the Nazis. It has long nourished white racism, and in recent years it has stoked fears about the impact of immigrants: fears that have threatened to rip apart the European Union and roiled politics in the United States.

Now scientists are delivering new answers to the question of who Europeans really are and where they came from. Their findings suggest that the continent has been a melting pot since the Ice Age. Europeans living today, in whatever country, are a varying mix of ancient bloodlines hailing from Africa, the Middle East, and the Russian steppe.

The evidence comes from archaeological artifacts, from the analysis of ancient teeth and bones, and from linguistics. But above all it comes from the new field of paleogenetics. During the past decade it has become possible to sequence the entire genome of humans who lived tens of millennia ago. Technical advances in just the past few years have made it cheap and efficient to do so; a well-preserved bit of skeleton can now be sequenced for around $500.

The result has been an explosion of new information that is transforming archaeology. In 2018 alone, the genomes of more than a thousand prehistoric humans were determined, mostly from bones dug up years ago and preserved in museums and archaeological labs. In the process any notion of European genetic purity has been swept away on a tide of powdered bone.

Analysis of ancient genomes provides the equivalent of the personal DNA testing kits available today, but for people who died long before humans invented writing, the wheel, or pottery. The genetic information is startlingly complete: Everything from hair and eye color to the inability to digest milk can be determined from a thousandth of an ounce of bone or tooth. And like personal DNA tests, the results reveal clues to the identities and origins of ancient humans’ ancestors—and thus to ancient migrations.

Three major movements of people, it now seems clear, shaped the course of European prehistory. Immigrants brought art and music, farming and cities, domesticated horses and the wheel. They introduced the Indo-European languages spoken across much of the continent today. They may have even brought the plague. The last major contributors to western and central Europe’s genetic makeup—the last of the first Europeans, so to speak—arrived from the Russian steppe as Stonehenge was being built, nearly 5,000 years ago. They finished the job.

In an era of debate over migration and borders, the science shows that Europe is a continent of immigrants and always has been. “The people who live in a place today are not the descendants of people who lived there long ago,” says Harvard University paleogeneticist David Reich. “There are no indigenous people—anyone who hearkens back to racial purity is confronted with the meaninglessness of the concept.”

Source :

DNA testing of a 10,000-year-old British skeleton upends a common idea about race

At the point when the 10,000-year-old skeleton known as Cheddar Man was first found, specialists expected that the man had light skin—with regards to the broadly acknowledged thought that early Britons had reasonable compositions, similarly as their relatives do today. Yet, new research demonstrates that the skin shade of the world’s soonest realized Brit was, truth be told, dull dark colored.

The Cheddar Man is Britain’s most seasoned finish skeleton, found in a give in close to the town of Cheddar in southwest England in 1903. Researchers have been considering the skeleton from that point forward. Because of new innovation, scientists at University College London and the Natural History Museum were as of late ready to hereditarily break down the skeleton utilizing DNA removed from the skull and to make a facial recreation. The outcomes, declared on Feb. 7, demonstrate that this Brit—in spite of basic social presumptions about the relationship between skin pigmentation and geographic starting points—had dull dark colored skin and blue eyes.

To achieve this end, specialists extricated DNA from the bone powder in the skeleton’s skull. The hereditary material was amazingly all around safeguarded, which the group credits to the way that Cheddar Man was in a buckle for such a long time. At that point they sequenced the Cheddar Man’s genome, and assembled a face dependent on the hereditary data and other archeological proof. The entire story will be displayed in an up and coming Channel 4 narrative, First Brit: Secrets of the 10,000 Year Old Man.

“Cheddar Man’s hereditary profile places him with a few other Mesolithic-period Europeans from Spain, Hungary and Luxembourg whose DNA has just been broke down,” UCL hereditary qualities educator Mark Thomas said in an announcement. “These ‘Western Hunter-Gatherers’ relocated into Europe toward the finish of the last ice age and the gathering included Cheddar Man’s progenitors.”

Tom Booth, an excavator at the Natural History Museum who took a shot at the task, trusts that the discovering demonstrates considerably more than exactly what an early Brit resembled. The disclosure of Cheddar Man’s dim skin indicates “that these nonexistent racial classifications that we have are extremely exceptionally present day developments, or extremely late developments, that truly are not pertinent to the past by any means,” he revealed to The Guardian.

Undoubtedly, the discoveries line up with probably the most recent hereditary research on race, showing that skin shading doesn’t let us know as much as used to be considered a man’s racial or geographic foundation. An examination distributed in Science in October, for instance, tested the thought of skin shading as a classifier for race by any means. It found that, in spite of the possibility that fair skin rose after people started settling outside of Africa, quality variations for light skin shades appear to have created before Homo sapiens started moving from the mainland. Related light shades are found in different indigenous African populaces.

Presently we realize that a portion of the early vagrants from Africa additionally most likely kept up dull pigmentation for centuries after they left humankind’s home, and ventured out to where the pale pink English rose currently develops.